When you sell your house you have to assume the buyers will buy using a mortgage to finance the purchase. On that basis, you also have to assume that the mortgage company will insist on a surveyor checking your house for damp.
To hide damp from a surveyor can’t you just paint over damp?
How to hide damp from a surveyor: It’s possible to visibly hide the damp from a surveyor using cover-up paint, but this doesn’t solve the problem. Attempting to hide damp from a surveyor won’t work. If you sell your house to a person who requires a mortgage, their mortgage company will insist on a survey and the surveyor will pickup the damp problem.
Using paint or other materials to cover over damp will allow the damp to continue to cause damage beneath the layer fresh of paint or other cover-up materials you use.
You could try to wipe the mould off before you paint over it. But this will not fix the underlying cause of the damp, especially if it’s rising damp.
Even if you manage to paint over damp to try and fool a surveyor, this won’t work. The surveyor will discover the underlying problem in any case.
So instead of painting over damp, fix the damp problem instead.
How to hide damp from a surveyor and do mortgage surveyors check for damp?
As already noted, you are better to fix the damp problem rather than to hide it.
Let’s begin with what the heading of this article is about, and that’s “How to hide damp from a surveyor“.
If you’ve read any of my previous articles, or if you know me (which if you’re new to my blog you won’t yet), but I hope you’ll soon understand that I’d never provide advice about how to mislead anyone.
My motto is to treat others how you wish them to treat you.
Think about how you’d feel if after buying your new dream home, you find out it’s got a damp problem. Reflect on how this unexpected cost of perhaps hundreds or possibly thousands of Pounds to fix would affect you!
That’s the moral lesson over. But it’s entirely up to you if you want to try to hide damp from a surveyor. Good luck with that one, as it’s unlikely to work. At the very minimum, a home surveyors report will check for any damp problems.
Fix the damp problem don’t hide it
Instead of looking into how to hide damp from a surveyor, get a quote to fix it. Rising damp or penetrating damp can cost to fix, but this will enhance your house and help it to be sold.
Not many buyers will buy a house with a damp problem. But having said that, if you were unaware of your damp problem and this only came about after a mortgage survey, you could negotiate with your buyer.
To avoid your house sale falling through due to rising damp in a survey, either offer to fix the problem, or knock the cost of correcting the damp problem from the value of your house. This assumes the buyer’s mortgage company will be happy to lend on a house with a damp problem.
How to discover damp before you list your house with an estate agent
It’s always a good idea to fix any damp problems before you list your home with an estate agent. Discovering if your house has a rising damp problem is actually very easy to do. All you need is a damp meter, which can easily be purchased from a DIY store like B&Q or Homebase in the UK. Damp meters are not expensive and very easy to use.
If you want to know how to use a damp meter, watch the video below.
Video on using a damp meter
Do mortgage surveyors check for damp?
Mortgage surveyors will check properties for rising damp with a damp meter and will look for any signs of penetrating damp too.
They will also be checking for any signs of damp caused by plumbing related problems as a result of leaking water or drainage pipes.
Will a homebuyers survey pick up damp?
The surveyor who carries out a homebuyers survey will as a part of his inspection damp test the walls of the house. This will ensure that no damp is present, but if it is they will flag it up to the mortgage lender.
In addition to testing the walls, the surveyor will also inspect the damp proofing and drainage for the house.
How do surveyors check for damp?
When a building surveyor carrying out inspections for a bank or other lending institutions they will check for dampness using an electrical conductance moisture meter.
These moisture meters are used to measure the percentage of water in whatever the probes are inserted.
This includes the internal walls of your house. If the moisture level is higher than it should be (i.e. there’s a damp problem), the moisture meter will indicate this to the surveyor.
What are the alternatives to fixing your damp problem
What are your alternatives to fixing your damp problem. This is other than trying to hide it from a surveyor of course?
You may not be in a position to fix the damp problem for financial reasons. Or you may have a time issue and need to sell your house quickly.
If you can’t fix the damp issue for whatever reason, you’ll find that it’s quite a challenge to sell a home with damp. Most people like a home they can move into without problems.
A damp issue is high on the list of things that would put potential buyers off! Damp can also cause problems for mortgage companies too, as some may not lend or may put a retention on the mortgage for the buyer. A retention is an amount they withhold until such time as the problem is fixed.
If this is you, what are your alternatives, apart from attempting to fool a surveyor by hiding the damp problem?
One solution is to use an assisted house sale. With this option, we would advance you enough cash for you to move on, so that we take over your damp problem, and fix it for you.
For more information on an assisted house sale, please read the following article.
Can you sell your house with damp?
Whilst it’s possible to sell your house with damp, if you’re able to afford to fix and treat the damp problem before you put your house on the market, this is a much better approach. You’ll get more for your house this way and have more buyers interested.
However, if you need a quick sale and/or you aren’t able to afford to treat there damp issue, you can still sell your property as it is. However, you will need to deduct the cost of the damp treatment and repair from the sales price agreed with the buyer.
But you also need to be aware that not all buyers will want to take this type of problem on. Which means you will be cutting down on your buyer’s market. But builders and investors will certainly be interested in your property damp or no damp.
How to pass a damp survey
The only way to pass a damp survey is to fix whatever problem is causing the damp issue in the first place. If the damp problem is due to condensation, this should be easy to fix in advance of a damp survey, but if it’s caused by rising damp or penetrating damp the work involved could be costly and more time consuming.
If you have a damp problem, you will probably want to get rid of it quickly. To find out how you do this, please take a read of this article about how do I get rid of damp quickly.
Please don’t forget to read this before you leave…
Please don’t forget to also read this article to discover how you could save £71,475 on your next mortgage if you sell your house and rent before buying again. As I said earlier, even I was amazed when I did the calculations!
I hope you’ve got something from reading this article on how to hide damp from a surveyor (or not as the case may be, or I hope so)
If you’ve got something from this article on how to hide damp from a surveyor please share it on your favourite social media site. But I hope instead of trying to hide your damp from a surveyor, I hope you look for a better solution instead.
Also, if you have any questions, please feel free to comment below too. Alternatively, if you need more help, please feel free to contact us on our contact us page here. Or join the discussion and ask your question in the property forum.